Hi, I am Jason Zweigle here with ShortSaleSlayerz.com. We’re considered one of Orangevale’s premiere short sale teams. Thanks very much for visiting our website. As we speak we’re going to speak in regards to the Chase Bank HAFA short sale program. Chase is collaborating in the HAFA short sale and if you do not know what the HAFA short sale is, let me clarify it real quick. The HAFA short sale is a short sale program that the federal government came up with from the HAMP program. It is kind of a sister product to the mortgage modifications that have been such a colossal failure. The federal government realized that short sales had been a strategy to dig ourselves out of this and it’s a viable choice to foreclosure and actually in all probability the most suitable choice to foreclosure.

Now Chase and the other bigger banks are actively participating within the HAFA short sale program and the HAFA short sale program essentially guarantees you $3,000 at close of escrow for moving expenses. Also both lenders will agree to forgive the remaining balance of the short sale. Now not too long ago you could concentrate on the new senate bill that was passed in California which lenders automatically if they agree to do a short sale in California, they should forgive you of the balance. So HAFA short sale with Chase will get you $three,000 for moving expenses, and full forgiveness of any of the debt. You can stroll away free and clear.

Chase is a good financial institution to work with and the HAFA program. They move fairly swiftly and are pretty environment friendly of their choice making process. There’s quite a lot of information about the HAFA short sale program with numerous banks.

Please give me a call so we will talk about the details. Our number is 1-800-646-0362 or you’ll be able to fill out our information below. Check out our new mortgage calculator. It’s a short sale calculator that tells you what your home is worth, how far underwater you are and how long it might take you to get out of the debt that is your property right now. It’s an amazing tool and it’s free. We’re ShortSaleSlayerz.com, one of the Orangevale’s premiere short sale teams. Have an awesome day, thank you very much.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at Your Placer County Short Sale Specialists-Avoid Foreclosure

Hello, I am Jason Zweigle here with ShortSaleSlayerz.com. We’re one of Orangevale’s premiere short sale teams. As we speak we’ll be speaking about a hardship, specifically divorce. Obviously divorce is a very troublesome situation that people unfortunately go through as a rule, particularly after they’re enduring monetary hardship. We do get a lot of folks that call us and say they are going through a divorce but they do not know what to do with their house. Neither of them desires the house, they just want out. In a difficult scenario such as divorce, a short sale can typically get rid of one of the biggest complications of a divorce and that is what to do with the house. Lots of instances in a divorce neither the husband nor the spouse wants to keep the home. Also in today’s market, a lot of the houses are upside down anyway.

A short sale is a extremely good answer to aide an amicable divorce getting rid of an asset that is undervalued and underwater. Principally we work with both the husband and wife individually, independently of each other, collecting monetary data and submit it to the bank. Even if combined the financial institution looks at your monetary state of affairs and sees that you can afford the mortgage, divorce is a legitimate hardship and the bank will automatically comply with a short sale. We are right here to assist you and make this transition simpler for you.

We might help deal with one of many biggest issues in the divorce and that is what to do with the home. There is not any purpose to let your private home go to foreclosure just because you’re going through a divorce. There isn’t any longer a deficiency in California while you do a short sale so you won’t owe any money. You may possibly get paid cash from the bank to do a short sale. So there are a lot more advantages to doing a short sale over a foreclosure.

When you have any questions about this troublesome state of affairs, feel free to present me a call on the 800 quantity positioned on the web site, or fill out the shape beneath and there is a great free download that will provide you with a lot more information about short sales. We’re ShortSaleSayerz.com, certainly one of Orangevale’s premiere short sale teams and we look ahead to hearing from you. Thanks lots and have a great day.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at -Avoid Foreclosure

Hi, I’m Jason Zweigle with ShortSaleSlayerz.com. We’re certainly one of Orangevale’s main short sale teams. At the moment I want to speak about what many owners are concerned about and that’s, what it can cost you out of pocket to do a short sale. The good news is it should cost you nothing to do a short sale. I’m shocked at how many people don’t realize that a short sale is free to you, the homeowner. The rationale that it’s free to you is that the bank pays for all the normal closing costs which are involved with selling a home. They pay things such as your portion of your title and escrow, inspections, sometimes repairs, and realtor’s commissions.

I inform my clients if a short sale runs completely smooth, they should be capable to walk away from a huge debt in an underwater home, they will hopefully obtain $3,000 walking money because they’ve an accredited HAFA short sale, and lastly, they will don’t have any out of pocket expenses. Everybody’s short sales are completely different, however on average I might say nearly all of my clients are capable of walk away owing nothing and receive $3,000 to move out of their dwelling, courtesy of Uncle Sam.

So, in case you have any questions go ahead and fill out the form below. There is also an incredible free download with loads of information on it. Another choice is to give me a call. My number is on the website. We’re ShortSaleSlayerz.com, one of Orangevale’s leading short sale teams. We look forward to talking to you soon. Thank you and have an awesome day.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at Your Nevada County Short Sale Specialists-Avoid Foreclosure

Hello, I’m Jason Zweigle here with ShortSaleSlayerz.com. We’re one of Orangevale’s leading short sale teams. Thanks for visiting our website. At present we’re going to discuss in regards to the new California Senate Bill SB458, which is the anti-deficiency assembly bill. Essentially it is an modification to a previous bill that was passed about deficiencies in the state of California. If a lender agrees to do a short sale, the first lien holder could now not come after a seller for a deficiency and they’d waive all deficiency rights. In other words, they couldn’t come after you and ask you to repay the forgiven balance of the short sale.

This new senate bill provides a protection to second lien holders. When you have a first and a second and they comply with do a short sale, that is it; you’re out of debt, you are completed with a short sale and you’ll owe no more money. This bill solely applies to short sales and not foreclosures. Many people are handing the banks the keys and walking away. This isn’t a good suggestion as a result of the second lien holders can come after you for the remaining debt because you truly walked away from it.

This new senate bill is a superb advantage within the short sale game for the California consumer. Also, one other added stipulation, the banks can now not ask for a contribution from the seller. So they can’t say, hey give us $10,000 and we’ll do a short sale. You can supply as a method to incentivize the bank to comply with a short sale and generally that’s a superb move. The buyer can offer $four,000 to $5,000 to make the deal go through. They’re getting an unimaginable deal anyway, so if they’ve so as to add a bit money to make the deal go through, it’s no harm no foul.

When you’ve got any questions, you can reach out to me. My number is on the web site or you possibly can fill out the form below. We’re ShortSaleSlayerz.com and one among Orangevale’s leading short sale teams. We look forward to hearing from you soon, have an incredible day.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at Your Nevada County Short Sale Specialists-Avoid Foreclosure

Hello, I’m Jason Zweigle with ShortSaleSlayerz.com. We’re certainly one of Orangevale’s main short sale teams. Right now we’ll reply the million dollar question, Is your house underwater? Which means mainly you owe more to your bank than what your property is worth. This is universally the most asked question. Most people know their home is underwater, but they don’t know by how much. If you have an underwater mortgage, you’re in all probability questioning how much your property is worth and how far upside down you are. You might also be wondering how you’ll ever get out of this mess. I feel that a short sale is a superb solution to get out of being underwater. Foreclosures can also be an possibility but with that comes numerous authorized and financial burdens that can be related to foreclosures.

We have now an excellent new instrument that we need to give you for free. This is our new short sale calculator. We have partnered up with Zillow to offer you some key pieces of information; A. What is your home worth? B. How far upside down are you, and C. How long will it take you till you have got a zero equity balance? Right now, many of you watching this owe way over what your home is worth. Hopefully you need to use the short sale calculator to decide if a short sale is best for you or in case you should hold your home.

Fill out the form below and reach out to us. Take advantage of this free instrument, there isn’t any obligation whatsoever. We also have a free download with some great information about short sales. Thank you for visiting ShortSaleSlayerz.com, where we’re certainly one of Orangevale’s main short sale teams.

If in case you have any questions, you possibly can call us at any time. Our number is 1-800-646-0362 or visit the website. Thanks lots, and have an excellent day.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at -Avoid Foreclosure

Hello, I am Jason Zweigle with ShortSaleSlayerz.com. We’re one of Orangevale’s main short sale teams. The subject at this time is what to do when you can’t make your mortgage payments. There are a number of choices for you if you can’t make your mortgage payments. You can reach out to your financial institution and speak to them a couple of mortgage modification. Many individuals are attempting to do mortgage modifications and it’s probably the most irritating experiences they’ve ever gone through. Whether or not the bank won’t reply or lose your paperwork ten or fifteen times. I’ve even heard stories from purchasers that did not go through us and wound up making an attempt to do a mortgage modification and misplaced their house to foreclosure in the midst of loan modification. In our opinion a mortgage modification is not the best solution.

You may as well do foreclosure, simply walk away and let the financial institution take it back. This also is not the perfect solution. You may also do a deed in lieu of foreclosure and what meaning is you inform the financial institution they don’t need to foreclose on your private home, you’ll voluntarily leave. No harm, no foul. Foreclosures and deed in lieu of foreclosures both have a damaging impact on your credit. Each of these additionally leave you open to second lien holders and typically first lien holders being able to come after you to try and accumulate that unpaid balance. That can be a scary thing as well if you’re attempting to recover financially.

I feel a phenomenal solution in today’s market and the banks are beginning to see that short sales are what are going to dig us out of this real estate nightmare and this big loss of value. Number one, a short sale is a huge benefit to you the seller. You may walk away from your private home, get out of debt, not owe anything, actually get just a little bit of cash in your pocket and move on. For the financial institution, they get just a little bit more money from a short sale than a foreclosure. The remainder of the neighborhood won’t have the unpleasant vacant properties which can be getting vandalized.

So if you have any more questions, fill out the form below. You can also use the form below to get to our free short sale calculator. It is an amazing device and I actually encourage you to use that. We’re ShortSaleSlayerz.com, considered one of Orangevale’s leading short sale teams. We’re here to help you make the precise determination to your situation. Have a great day, thanks very much.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at Your Nevada City Short Sale Specialists-Avoid Foreclosure